property damage

Lightning Coverage and Safety

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Lightning Coverage and Safety  Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of […]

Why a Public Adjuster?

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Public Adjusters will typically be more complete in their damage analysis than their insurance company counterparts, or the inexperienced policyholder on his or her own because they are trained for it. They provide a comprehensive, personalized service representing the insured’s interest, receiving no compensation until the policyholders are compensated from their insurance company. Public Adjusters […]

When should an Insured contact a Public Adjuster?

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First and foremost, there is no cost associated with contacting and consulting with a Miami Public Adjuster.  As in any situation where you are seeking advice from an expert in any field, know who you are dealing with. Do your due diligence regarding the specific Adjuster/Adjusting firm prior to committing to their services. Florida Division […]

Can Lightning Cause Serious Property Damage?

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In other parts of the country, lightning isn’t wide concern – but here in the Miami Florida area, lightning storms are an almost-daily occurrence that bring with them safety issues and several different types of property damage. Today, we’ll look at ways that lightning can damage your house, property and belongings and what you should […]

3 Steps to Take After a Storm

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Today’s guest, an inventory specialist,  shares three practical steps to follow after a hurricane. These steps can also be used in other cases of property damage to your Miami, FL home or building including wind, fire, lightning, theft and vandalism:

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